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During the rushed transition from 0.01 BTC to 0.0005 BTC fees, we took the
approach of dropping the relay and block-inclusion fee to 0.0005 BTC
immediately, and only delayed adjusting the sending fee for the next release.
Afterward, the relay fee was lowered to 0.0001 BTC to avoid having the same
problem in the future. However, the block inclusion code was left setting
fForRelay to true! This fixes that, so the lower 0.0001 BTC allowance is (as
intended) only permitted for real relaying.